About the Book

Financial wellness is about outcomes – health, financial, and life outcomes. Author Daniel R. Bryant offers a new perspective on how companies not only feel the necessity but the responsibility to provide financial wellness solutions to their employees. Looking at the confluence of events that has led to employers shouldering the responsibility to financially educate its employees while providing a road map of nudges so that Americans borrow less today so that they can save more tomorrow, this book is truly the perfect storm. 

Well researched, enlightening, and entertaining, this book is a must-read for employers who are trying to prioritize certain benefits, millennials who are driving consumer habits, debt accumulation, and legislative changes, and anyone with an interest in our collective financial well-being.

Table of Contents

Foreword

Introduction

PART I—FOUNDATIONS OF FINANCIAL WELLNESS IN THE WORKPLACE

            Chapter 1—The Financial Wellness Mandate

PART II—BIG ROCKS: OBSTACLES TO FINANCIAL WELLNESS

            Chapter 2—Student Loan Debt: Our Failing Grade

            Chapter 3—Credit Card Overhang: The Slippery Slope

            Chapter 4—Medical Debt: An Extraordinary Problem for Ordinary People

            Chapter 5—Housing Expenses: Waking Up from the American Dream

PART III—MEGATRENDS

            Chapter 6—Shifting Demographics: The Changing Face of the American Employee

            Chapter 7—The Changing Relationship Between Employer and Employee: From Business Contract to Mutual Social Contract

Chapter 8—The Undeniable Force of Behavioral Economics: The Science and Art of Humans and their Money

Chapter 9—The Growth of Consumerism: Glory Days for Employees, New Opportunities for Employers

Chapter 10—The Convergence of Health Care and Financial Care: Two Sides of the Same Coin

Chapter 11—The Rise of Technology and Big Data: What It Means for Financial Wellness

PART IV—CONCLUSION

APPENDIX

INDEX

ABOUT THE AUTHOR